Personal Umbrella Insurance

Most people rely on their primary insurance coverage to protect them from lawsuits. But primary coverages, like homeowners and auto, only cover you to a certain point.

That’s where West Bend’s Personal Umbrella policy comes in. It provides coverage where your home and auto policies’ coverage ends, giving you a large additional layer of liability insurance – over and above the liability insurance on your home, auto, boat, and other personal exposures. 

West Bend's Personal Umbrella limits start at $1,000,000. Higher limits are available. Your independent insurance agent can help determine the amount of coverage that's best for you.

Case Examples

1 You’re responsible for an auto accident that permanently disables the other driver. The liability limit on the primary auto policy is $250,000, but the other driver sues for $1,000,000 which means your auto policy falls far short of what you need.

2 Your family dog bites a visitor to your home. A jury awards the victim $400,000, an amount that exceeds your homeowners liability limit.

Other helpful resources