Personal Umbrella | West Bend Insurance

Enhance Your Protection with a Personal Umbrella Policy

Most people rely on their primary insurance coverage to protect them from lawsuits. But primary coverages, like homeowners and auto, only cover you to a certain point. That’s where West Bend’s Personal Umbrella policy comes in. It provides coverage where your home and auto policies’ coverage ends, giving you a large additional layer of liability insurance – over and above the liability insurance on your home, auto, boat, and other personal exposures.

West Bend's Personal Umbrella limits start at $1,000,000. Higher limits are available. Your independent insurance agent can help determine the amount of coverage that's best for you.

What does my umbrella insurance cover?

Umbrella insurance offers additional coverage beyond your existing policies, but it’s important to know that it doesn't cover everything. There are exclusions, limitations, and optional add-ons you need to consider when choosing your coverage.

Bodily Injury

If someone gets hurt, sick, or dies because of an accident you’re responsible for, this coverage helps pay for medical bills, lost wages, and other costs.
Property Damage

Covers damage or destruction of someone else’s property that you're responsible for.
Personal Injury

Covers legal costs if you’re accused of things like false arrest, invasion of privacy, or defamation (such as libel or slander).

View more coverages and definitions

Instances where an umbrella policy would be beneficial

Watch as Insurance Mom Tammy explains a few reasons when and why you may benefit from an umbrella policy.

Insurance Plans with Exclusive Savings

Extend your coverage and your savings with our umbrella insurance discounts. Explore the many ways we help you save while adding an extra layer of protection.

Explore our discounts

Locations We Serve

West Bend offers personal insurance in six states, and while we don’t sell directly to consumers, we’re proud to work with independent agency partners who quote and sell our products. You can rely on one of our trusted agents to help you customize a policy that meets your specific needs.

Arizona
Illinois
Indiana
Iowa
Minnesota
Wisconsin

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Umbrella coverage - Do you really need it?

Do you know what umbrella coverage is? Like an umbrella that covers your head to protect you from the rain, an umbrella policy extends insurance coverage over your home, auto(s), watercraft, and recreational vehicles, and it provides an extra layer of liability protection for the policyholder.

Personal Umbrella Insurance

Enhance Your Protection with a Personal Umbrella Policy

What does my umbrella insurance cover?

Bodily Injury

Property Damage

Personal Injury

Instances where an umbrella policy would be beneficial

Insurance Plans with Exclusive Savings

Locations We Serve

Umbrella coverage - Do you really need it?