Home, Condo, and Renters Insurance

With West Bend, your home is insured on a policy that provides broad protection for your home including:

• Guaranteed Replacement Cost: If your home is destroyed by a covered loss, we’ll pay to replace it even if the cost to do so is higher than the limits on your policy.
• Blanket Coverage: On many homeowners' policies, detached structures, like sheds or garages, as well as personal property and loss of use of property, have separate limits of insurance. 
• Scheduled personal property: Protect your most valuable items like Jewelry, Art and Collectibles by listing on policy.
• Underground service line
• Water back-up
• Pet AID
  
  

Condo

West Bend provides condo owners with coverages specific to condominium ownership:

• Loss Assessment: If you’re a member of a condominium or neighborhood association, and property collectively owned by association members is damaged by a covered peril, or if your association becomes liable for a personal injury loss, we’ll provide coverage of $5,000 for your share of the loss assessment charged against you.
• All Risk: This is coverage for property that’s part of your unit, like fixtures and appliances. This coverage applies to all types of risks unless they’re specifically excluded in the policy.
  
  

Renters

You don’t have to own a home or condominium to take advantage of the great benefits of a West Bend policy. We offer coverage for renters, too! And just like the standard homeowners policy, you’ll get terrific protection for your personal possessions, as well as your vehicles, on one comprehensive policy.

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