Personal Auto | West Bend Insurance

What does my auto insurance cover?

A West Bend auto insurance policy includes essential coverages as well as additional perks, ensuring comprehensive protection from headlight to taillight. However, there are specific limitations, exclusions, and optional coverages you should understand before finalizing your policy.

Liability

Protects you financially if you're responsible for injuring someone or damaging their property in a car accident. It includes bodily injury and property damage coverage.
Comprehensive (other than collision)

Helps pay for damage to your car from things like theft, vandalism, fire, storms, or falling objects. It’s optional but required if you’re leasing or financing a car.
Medical Expenses

Covers medical or funeral costs for you and your passengers after a car accident, no matter who was at fault. It can also cover injuries if you or family members are hit as pedestrians.
Uninsured & Underinsured Motorists

If you’re in an accident with a driver who doesn’t have insurance or has insurance, but not enough to cover your costs, this coverage helps pay for your medical bills and other damages.
Auto Loan Lease (Gap)

Also known as Gap Insurance. If you have collision and comprehensive coverage, this option helps cover the difference between what you owe on a car loan or lease and what the car is actually worth if it's totaled.
Transportation Expense Coverage

Covers the cost of a rental car while yours is being repaired after an accident. You can increase the coverage amount if needed.

View more coverages and definitions

Policyholder Support

We don’t just write policies. We believe in providing continuous support and education to keep our policyholders safe and informed.

Auto repair worker working on the underside of a car.

Preferred Auto Repair Provider

The program streamlines vehicle repairs by allowing you to file a claim and select a West Bend-certified repair shop, which will handle the assessment and repairs without needing a West Bend representative's inspection.

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Mom and teenage daughter sitting in front of car.

Educational Resources for Teen Drivers

West Bend prioritizes teen driver safety by offering our policyholders resources to help their teens learn and incorporate safe driving techniques. We also provide discounts for completing safety programs.

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Two people looking under the hood of a car at dusk.

Roadside Assistance

This optional 24/7 emergency roadside assistance service is available for West Bend policyholders in select states, ensuring confidence and security with access to an extensive network of service providers throughout the U.S. and Canada.

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Auto Coverage with Unique Discount Offers

Take advantage of our auto insurance discounts. We offer several ways to help you save on your premiums. Learn more about the savings opportunities available for your vehicle.

Explore our discounts

Insurance Moms

Buying auto insurance can be overwhelming. The West Bend moms have your back though- sharing insights and tips to help you make more informed decisions when it comes to your policy.

Are rental cars covered on your insurance policy?

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Are rental cars covered on your insurance policy?

Things that could make your auto insurance go up

Episode 12

Do you drive for a rideshare company?

Episode 14

Comprehensive or Collision Insurance? What's the difference?

Episode 21

Are rental cars covered on your insurance policy?

Locations We Serve

West Bend offers personal insurance in six states, and while we don’t sell directly to consumers, we’re proud to work with independent agency partners who quote and sell our products. You can rely on one of our trusted agents to help you customize a policy that meets your specific needs.